Pets

Where to get low-cost health insurance in Minnesota

Looking for a Minnesota health insurance plan that doesn’t cost you an arm and a leg? Here’s how to find low-cost Minnesota health insurance with a trustworthy insurance company.

Minnesota State Health Insurance

Minnesota has several state-sponsored insurance programs for low-income individuals and families. These include:

* The Minnesota Medical Assistance program, which provides medical care to low-income Minnesotans. This program is different from Medicare, which is a federally sponsored program for people age 65 and older and people with disabilities.

* The Minnesota General Assistance Health Care program, which provides health care to low-income Minnesotans who are not eligible for state or federally sponsored health care programs.

* The Minnesota Care Plan, which provides health care to low-income, uninsured Minnesota workers.

For more information on these Minnesota health insurance programs, call your county human services agency or visit the Minnesota Department of Health website at: health.state.mn.us/healthcare.html.

Private medical insurance

There are two types of health insurance plans available in Minnesota. Are:

* Fee-for-service plans (also known as indemnity plans), which pay all or most of your doctor’s fees, hospital fees, and prescription drug costs after you pay a deductible (usually $ 500 to $ 2,000) . These plans allow you to choose your doctor and hospital and are the most expensive health care plans.

* Managed care plans, including HMO, PPO, and POS, that pay your doctor’s fees, hospital fees, and prescription drug costs after you pay a copayment (typically $ 5 to $ 10 per visit to the doctor). With these plans, you are assigned to a network of doctors and hospitals. PPOs and POSs allow you to use an out-of-network doctor or hospital for an additional fee. HMOs are the cheapest of all health care plans, followed by PPO and POS.

Low cost health insurance

To get low-cost health insurance, you need to shop around. The easiest way to do this is to go online to an insurance comparison website.

Leave a Reply

Your email address will not be published. Required fields are marked *

1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1